Open Digital Banking is already reality with the PASS SolutionWorld Banking. Using an open application architecture via banking API, PASS software is already the linchpin of many banks' own ecosystems. In addition to the open interfaces, the flexible configuration options are crucial for mapping, changing and adapting services, products and processes. PASS SolutionWorld Banking consists of a repository of functions, processes and services for the complete coverage of all business areas of a bank - from mobile and online banking to CRM and product-specific functions such as Deposits, loans, securities, payment transactions, financial accounting, accounting, reporting, sanction and PEP checks, and anti-money laundering. Both challenger banks (solarisBank) and established online banks such as Umweltbank, private bankers (Sutor Bank) or foreign banks such as the Egyptian MISR Bank use the products of PASS.
The public administration is subject to major changes in its work processes, partly due to demographic conditions. Fewer personnel have to respond to ever increasing demands from citizens. The increasing degree of digitalization makes it possible to automate many manual process steps. It is necessary to use secure and highly available applications. This is where the Public Sector BU comes in with its programs for digital administration (e.g. ESF subsidy management, business trip management or participation management). In developing the solution, PASS draws on a broad range of components and technologies. This makes it possible to create individual solutions based on standard components quickly and cost-effectively. In the future, PASS aims to provide a complete end-to-end application, free of media discontinuity and at the highest equation level. Evaluations based on Artificial Intelligence and Big Data Analytics are to optimize the customer's processes.
Business Process Management (BPM) is not only a decisive component but also an important pillar of digitization. From the analysis and (re-)design of existing business processes, to the implementation and automation of processes, to the monitoring and evaluation of KPIs and the continuous improvement derived from them. For PASS, business process optimization always means process automation according to the motto "Digital by Default". Our portfolio of digitization technologies includes the PASS Virtual Software Factory, the PASS Process Factory, and our PASS BPM Suite with workflow and archive server. We have gained experience across industries since the beginnings of workflow-supported process automation at the turn of the millennium. For example, we have implemented community solutions in the Netherlands, helped a German insurance company to process car claims, implemented the electronic file of a European National Bank and supported the conversion of paper invoices sent by post to fully digital invoices at a car dealership.
The pressure on traditional insurers is growing from year to year and is constantly increasing. The opportunities and challenges of the digital age are all-encompassing. New types of flexible IT solutions are needed to be able to react to the needs of the market at any time. Monolithic solutions with rigid functionalities are a thing of the past. Modular, process-oriented and cloud-enabled solutions are in demand. This is exactly where we come in with our PASS Digital Business Platform SolutionWorld Insurance. Here everything revolves around the best solution for our customers. Both our IT experts and our technologies provide the necessary flexibility in terms of time, space and performance. The customer appreciates our provision of individual software solutions "Solutions2Go" and the flexibility of our "ApplicationBuilder" with GUI Wizard and GUI Modeler in real time. This means that long development cycles and rigid productive implementations are finally a thing of the past. Together with our loyal customers we live the digital transformation and create the IT solutions of tomorrow. For 25 years, these have included well-known insurers in Germany, other specialist insurers and a not insignificant number of building society and pension funds.
Strong competition in the logistics industry requires flexible and individual solutions that are adapted to our customers. Planning tools and optimisation tools in transport logistics not only offer enormous savings potential for companies and service providers, but also contribute to protecting the environment and reducing CO2 emissions. More than 200 companies already rely on PASS solutions to control and optimise their flow of goods. This enables companies to offer their business partners not only sustainable adherence to delivery dates, but also high satisfaction through maintained quality. Together with our loyal customers such as Deutsche Post, B|Braun, Harry-Brot, transmed, we have identified many daily challenges in logistics and created innovative solutions.
The ongoing process of digitalization requires flexible technical capacities and the corresponding processes and strategies in the field of cloud computing. PASS can deliver both in an outstanding way. The enormous price pressure in the banking, insurance, travel, industry and logistics sectors demands new and flexible solutions. Customers like Commerzbank, Umweltbank, Deutsche Post, Helvetia Versicherungen, Lufthansa CityCenter, Harry-Brot, HLS and many others already benefit from PASS' innovative digitization and cloud solutions. More than 300 companies have already entered a managed service level process and can therefore be sure that data and processes are in absolutely secure hands. Our strategy "German Cloud for German Customers" represents the highest level of data protection and data security.
The increasing digitalisation of the economy is spreading rapidly and requires action by companies of all sizes. The PASS solutions enable our customers to map their business processes digitally and highly efficiently in a fast and future-oriented way. Since we provide not only the products but also the necessary IT support, our customers can continue to concentrate on their core competencies. Our solutions for start-ups and medium-sized companies include a web-based modular out-of-the-box shop and ticket shop system as well as a CRM solution with complete ERP backend on a rental or license basis. Our customers include Timo Boll Webcoach, the football club SV Viktoria 01 e.V. Aschaffenburg and the Lions Förderverein Hanau e.V.
The workplace of the future: The Digital Workplace. PASS offers services for the digitalization of tomorrow's office work. Beginning with the complete application lifecycle management of native or web apps, up to the integration of all company necessary software systems on a central platform. Thus PASS enables companies to carry out collaborative work processes independent of location. Characteristics of this are better and secure availability of information and processes while at the same time supporting work independent of location and time. In addition, an integrative platform integrates and makes available isolated solutions in a holistic application landscape. The vision of PASS is the creation of platforms for a workplace independent of time and place, while at the same time taking all safety-critical factors into account.
Distribution in the travel industry is driven by an oligopoly of Global Distribution Systems (GDSe): Amadeus, Sabre and Travelport have certified our solution and also use our PASS Travel solutions themselves to access the competition. Time-to-market, stable APIs that do not need to be constantly changed or adapted, and the aggregation of multiple access sources via one interface are major advantages of using our solutions. In the sales area, we equip the world's number two (BCD Travel) and number three (CWT) in business travel with our multi-source aggregation platform, as well as the world's largest independent franchise company (LCR). Globus and Cosmos as well as DER complete the spectrum in the pleasure travel segment.